Everything you're
paying off.
Bring the balances into focus. The demo includes example cards, overdrafts and instalments.
Your money. A new direction.
Less debt.
More life
ahead.
A clearer picture of your money. A plan for every payday. Meet Phoenix — and Ash, the assistant that helps you take the next step.
In development · Try it with fictional accounts. No sign-in.
✳
Ash has a plan.Ready for your review.
YOUR NEXT PAYDAYExample plan
A little today.
A lighter tomorrow.
Proposed debt repayment
£200.00
Example income£2,400.00
Chosen repayment£200.00
Explore a payday plan ↗LEFT BEFORE BILLS & SPENDING£2,200.00
Illustration only. No real payment or bank account.
◎See your debts in one place
↗Choose an amount that fits
✳Approve every proposed action
A plan you can see
One payday.
A better next move.
Explore how Phoenix could turn a collection of balances into a clear, manageable plan.
Everything you're
A plan that
fits your payday.
Choose your amount and compare the effect on your example debt and interest.
Nothing moves
without your say.
Review each proposed demo repayment. Approve it, pause it, or change your plan.
✓Your approval comes first.
A little help. A lot more clarity.
Meet Ash.
Your next move,
made clearer.
Ash helps you understand your numbers and the actions you could take. In the demo, every answer and recommendation is based on the example data.
- Understand what your debts are costing
- Explore a smarter repayment order
- Review each action before approving it
✳
AshYOUR PHOENIX ASSISTANT · EXAMPLE
Where should I start?
LET'S LOOK AT YOUR PLANMinimums first.
Minimums first.
Then the highest rate.
Explore how a fixed payday amount could work across your example debts. You choose the amount and approve each demo repayment.
See your example plan →Rule-based demo. No real bank connection or money movement.
Put a number on it
Small changes.
A different
direction.
Try an amount from each payday and see the illustration change. A clearer view starts with your numbers.
Explore a complete example ↗Your payday, illustrated
£200 to debt£2,200 before other spending
£
£
%
With your chosen amount—Calculating
Paying minimums—Calculating
Illustration, not advice. Assumes a fixed annual rate divided by 12, no new borrowing, and minimum payments of interest plus 1% of the balance, or £5 if higher. Subscription fees are excluded. An amount below the minimums is flagged as a shortfall.
The next chapter starts here
Make room for
what comes next.
Join the Phoenix waitlist. Tell us a little about your money, and help shape what we build next.
You're on the list.
We'll email you when your place opens. If you know someone paying more interest than they should, send them this page.
A few things to know.
Can I use Phoenix with my real bank today?
No. Phoenix is in development. The interactive demo uses fictional profiles, bank accounts and payments. Joining the waitlist does not open an account or commit you to a service.
What does Ash do in the demo?
Ash uses example account data and rule-based calculations to explain a plan and propose actions. You approve each action, and the demo records it in the activity log. It does not send requests to real banks or providers.
Will I need to switch banks?
Phoenix is being designed around the account your pay already lands in. The final bank connections, partners and services will depend on the integrations and permissions in place at launch.
What happens when I join the waitlist?
We record your email address and optional answers so we can contact you about Phoenix and understand what to build. Read the privacy notice for details. There is no payment or account-opening step.